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In this section: Corporate Clients | Employee Benefits | Corporate Pensions | Business Protection

Corporate Pensions

Our services

The service we provide covers the full spectrum of pension arrangements:

• Group Personal Pensions
• Contracted In/Out Money Purchase Schemes
• Stakeholder Pensions
• Final Salary Schemes
• Self Administered Schemes
• Self Invested Personal Pensions
• Personal Pensions / Retirement Annuities
• Executive Personal Pensions

Our service to the employer

Advice on legislative changes, for example:

• The Pensions Act 1995
• Welfare Reform and Pensions Act
• Introduction of Stakeholder Pensions
• Changes to SERPS
• Introduction of S2P
• Changes to Trustee Legislation
• Pensions A Day

We will look at the suitability of the existing scheme and provider in terms of:

• Are the terms competitive?
• Is the administration satisfactory?
• Is the investment performance satisfactory?
• Is the investment strategy working?

Administration

• Preparation of legislative documentation
• Issuing of member benefit statements
• Administering new entrants, leavers, and deaths
• Administering the collection of contributions

Our service to the employees

Pre-retirement

• Investment strategy
• Targeting for early retirement
• Personal contributions and funding calculations
• Assessment of and advice on existing benefits
• Transfer value analysis

Post-retirement

• Advice on the structure and taking of retirement benefits
• Open market review of annuity rates
• Income drawdown
• Assessment of retained benefits
• Investment advice
• Spouse and dependents benefits

Pensions Update

Read our Pensions Update (1MB PDF - opens in a new window)

Complimentary services

We can help employers to build on their basic pension provision to create an integrated benefits package for their employees. We provide advice on and administer group death in service, group income protection, and group private medical insurance schemes.

To discuss your requirements further please call us on 01257 246550 or contact us for further information.